Practical guides to retirement, super, the Age Pension and aged care from Opulence Wealth Advisory. Plus free calculators to help you explore your numbers.
Understand current payment rates, who can qualify and how the income and assets tests work together—so you can see where the Age Pension fits into your retirement income plan.
Read articleCould super help you reduce your working hours? Explore how transition to retirement works, the withdrawal limits and tax rules, and the trade-offs to check before starting.
Read articleRetiring, accessing super and qualifying for the Age Pension are different milestones. Understand the rules at 60, 65 and 67, and how to plan the years in between.
Read articleVanguard's How Australia Retires 2026 research finds almost half of working-age Australians (45%) have no retirement plan — yet a detailed plan is one of the strongest drivers of retirement confidence. Retirement is no longer just a superannuation conversation — it spans debt, housing, downsizing and retirement income, and confidence comes from planning, understanding, action and staying engaged.
Raj Narayan's plain-English guide helps families understand aged care options, the new fee rules, accommodation payments and decisions about the family home. It includes an illustrative example, a practical checklist and questions to help you plan ahead with confidence.
Attempts to call tops and bottoms reliably destroy value. We outline the discipline that has actually compounded wealth across four decades.
These calculators give you quick estimates and help you understand the numbers behind important money moments — from planning your super to exploring borrowing options to reaching a savings goal. Each one opens a free calculator tool from ASIC's Moneysmart, an Australian Government service.
Estimate how your super could grow over time, factoring in contributions, fees, and assumed returns.
Use CalculatorUnderstand how much your employer may contribute to your super under current rules.
Use CalculatorAn at-a-glance look at what your home loan repayments might be, including principal and interest.
Use CalculatorWork out how much to put away each month — and how long it will take — to reach a savings goal.
Use CalculatorWork out where your money is going each month, and whether your income covers your expenses.
Use CalculatorModel how long your retirement savings might last under different drawdown rates.
Use CalculatorA calculator tells you what; a senior adviser tells you what to do about it.
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