Independent counsel for those who think in generations
Opulence Wealth Advisory is an independent financial advice firm based in Penrith, NSW — providing advice across investments, insurance, superannuation, retirement, cash flow, estate planning, and tax.
Built to advise, not to sell
Opulence was founded on a simple conviction: that the best advice comes from advisers who have nothing to sell but their judgment. As a corporate authorised representative of Opulence Financial Group (AFSL No. 700125), we provide advice regulated under Australian financial services law and always in your best interests.
Based in Penrith and serving clients across Western Sydney and beyond, we build durable plans, review them as life changes, and stay with our clients through every stage of the journey.
Fiduciary, always
We are bound by law and by conviction to act solely in your interest. No commissions, no conflicts, no proprietary products.
Independence
We are privately owned and answer only to our clients. Our advice is never influenced by a parent company or product quota.
Continuity of counsel
The senior adviser who builds your strategy is the one who stewards it — for years, not quarters.
Tax-aware by default
After-tax return is the only return that matters. Tax efficiency is engineered into every decision we make.
The people who hold your strategy
Decades of experience, held to a single standard of fiduciary care.
Raj Narayan
Director & Senior Financial Adviser
Over 20 years in financial advice, working with a wide range of clients and businesses. He specialises in retirees, pre-retirees, aged care, estate planning and SMSF advice, holds a Graduate Diploma in Financial Planning, and is a Registered Financial Adviser with specialist accreditation in SMSF and aged care.
Let's see if we're the right counsel for you.
A private conversation with a senior partner — no obligation, no cost.